Operating an automotive repair or autobody shop can be risky. To minimize the financial losses from accidents and mistakes, it is crucial to get an auto services insurance policy. Here are a few types of problems this kind of insurance policy may cover.
Theft
Expensive items may go missing, from tires to batteries to tools. It may be the result of a sneaky customer or underpaid employee, but either way, a single item could cost several thousand dollars to replace. An auto services insurance policy will likely help cover this expense.
Physical Injuries
Customer waiting areas and bathrooms could be slippery from oil, gasoline, transmission fluid or brake fluid. Slips and falls could rack up hundreds of thousands of dollars in hospital bills if someone gets a concussion or a broken leg. Prevent this type of injury by using rubber slip-proof mats.
Test Drive Accidents
A test drive after a repair might reveal that the brakes still don’t work. Or, a customer could whip around the corner unexpectedly and a collision could result. A totaled car could cost tens or hundreds of thousands of dollars, depending on the car involved. Have a pre-test drive safety protocol in place to help catch accident-causing problems from leaving the shop floor. If they do, the damage to vehicles and property may be covered by insurance.